# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8835 — Nursing - Home Health (IL)

**Class Code:** 8835  
**Description:** Nursing - Home Health  
**State:** IL  
**Rate:** $1.15 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8835?

Class code 8835 covers home health nursing operations, including visiting nurses, home health nurses, and clinical staff who provide healthcare services in patients' homes. Work involves driving to patient homes, providing nursing care, and managing medical equipment. Hazards include motor vehicle accidents (a significant risk due to extensive driving), patient handling in home environments without proper equipment, and exposure to unsafe home conditions.

## Who Does Class Code 8835 Apply To?

Home health nurses, visiting nurses, and clinical home health staff.

## Florida Examples — Class Code 8835

A home health aide providing daily living assistance to an elderly client in The Villages. A visiting nurse administering medication and changing wound dressings for a homebound patient in Jacksonville.

## How to Calculate Workers' Comp Premium for Class Code 8835

**Formula:** (Annual Payroll ÷ 100) × $1.15 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $920 | $1150 | $1380 |
| $250,000 | $2300 | $2875 | $3450 |
| $500,000 | $4600 | $5750 | $6900 |
| $1,000,000 | $9200 | $11500 | $13800 |

## Tips for Managing Class Code 8835 Workers' Comp Costs

- MVR checks are critical for home health nurses who drive extensively
- Safe patient handling training for home environments reduces musculoskeletal claims
- Separate non-clinical home health aides under code 8824

## Safety Recommendations for Class Code 8835

- Implement a safe driving program that includes regular vehicle maintenance checks and defensive driving training.
- Provide portable patient lifting aids and train staff on their use in various home settings.
- Instruct staff to assess each home for potential hazards and to wear slip-resistant footwear.
- Develop a communication system for lone workers to check in and report any safety concerns.

## Get a Quote for Class Code 8835

Contact Bright Coast Insurance for a workers' comp quote for class code 8835 in IL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/il](https://brightcoastins.com/workers-comp-codes/il)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*