Iron or Steel Fabrication
Michigan Workers' Compensation Class Code 3004 • NCCI • Effective 2025-01-01
Current Rate
$3.00
per $100 of payroll
NCCI 2025-01-01
What is Class Code 3004?
Class code 3004 covers iron and steel fabrication operations, including the cutting, welding, and assembling of structural steel and metal components. Work involves operating plasma cutters, welding equipment, grinders, and other metal fabrication tools. Hazards include welding fume exposure, burns, cuts from metal, grinding injuries, and heavy material handling.
Who is Covered Under This Code?
Steel fabricators, welders, fitters, grinders, and ironworkers in fabrication shops.
Tips to Reduce Your Premium
- Welding fume control through proper ventilation is critical for respiratory health
- Cut-resistant gloves and eye protection reduce the most common injury types
- Separate field erection work under code 5040 — shop fabrication has a lower rate
- Lockout/tagout procedures are essential for equipment maintenance
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 3004?
Class code 3004 covers iron and steel fabrication operations, including the cutting, welding, and assembling of structural steel and metal components. Work involves operating plasma cutters, welding equipment, grinders, and other metal fabrication tools. Hazards include welding fume exposure, burns, cuts from metal, grinding injuries, and heavy material handling.
What is the workers comp rate for class code 3004 in Michigan?
The current workers' compensation rate for class code 3004 in Michigan is $3.00 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3004?
Steel fabricators, welders, fitters, grinders, and ironworkers in fabrication shops.
How can I reduce my workers comp premium for class code 3004 in Michigan?
Welding fume control through proper ventilation is critical for respiratory health Cut-resistant gloves and eye protection reduce the most common injury types Separate field erection work under code 5040 — shop fabrication has a lower rate Lockout/tagout procedures are essential for equipment maintenance
Do I need workers comp insurance for employees classified under code 3004 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 3004 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3004 in MI.
Quick Facts
- Class Code
- 3004
- State
- Michigan
- Rate per $100
- $3.00
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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