# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3081 — Machine Shop NOC (MI)

**Class Code:** 3081  
**Description:** Machine Shop NOC  
**State:** MI  
**Rate:** $1.80 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3081?

Class code 3081 covers machine shop operations not otherwise classified. Machine shops perform precision machining of metal parts using lathes, mills, drills, grinders, and CNC machining centers. This is a moderate-risk manufacturing classification. Hazards include machine contact injuries, metal chip injuries, cutting fluid exposure, and noise.

## Who Does Class Code 3081 Apply To?

Machinists, CNC operators, lathe operators, mill operators, and grinders.

## Florida Examples — Class Code 3081

This class code applies to businesses like a 15-person precision machine shop in Orlando manufacturing custom aerospace components, or a smaller 5-person operation in Jacksonville producing specialized marine engine parts. It also covers job shops that create custom metal parts for various industries across Florida, from medical devices to industrial machinery.

## How to Calculate Workers' Comp Premium for Class Code 3081

**Formula:** (Annual Payroll ÷ 100) × $1.80 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1440 | $1800 | $2160 |
| $250,000 | $3600 | $4500 | $5400 |
| $500,000 | $7200 | $9000 | $10800 |
| $1,000,000 | $14400 | $18000 | $21600 |

## Tips for Managing Class Code 3081 Workers' Comp Costs

- Machine guarding and lockout/tagout are the primary safety priorities
- Metal cutting fluid exposure requires skin protection and monitoring
- Noise-induced hearing loss is a common occupational disease in machine shops

## Safety Recommendations for Class Code 3081

- Ensure all machinery has proper guarding in place and that operators are trained on its safe use and maintenance.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including safety glasses, face shields, and gloves, for all tasks.
- Implement ergonomic solutions and provide training on proper lifting techniques to reduce the risk of musculoskeletal injuries.
- Establish lockout/tagout procedures for machine maintenance and repair to prevent accidental startup.

## Get a Quote for Class Code 3081

Contact Bright Coast Insurance for a workers' comp quote for class code 3081 in MI:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/mi](https://brightcoastins.com/workers-comp-codes/mi)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*