Automobile Repair - All Employees
Michigan Workers' Compensation Class Code 3803 • NCCI • Effective 2025-01-01
Current Rate
$1.74
per $100 of payroll
NCCI 2025-01-01
What is Class Code 3803?
Class code 3803 covers automobile repair operations, including all employees at auto repair shops, dealership service departments, and specialty repair shops. Work involves diagnosing, repairing, and maintaining vehicles, including engine work, transmission repair, brake service, and electrical diagnostics. Hazards include chemical exposure from automotive fluids, burns from hot engines and exhaust, falls from lifts, and ergonomic injuries from working in awkward positions under vehicles.
Who is Covered Under This Code?
Auto mechanics, technicians, service advisors, parts counter staff, and all other employees at auto repair facilities.
Tips to Reduce Your Premium
- Lift safety training and inspection programs reduce the risk of vehicle fall injuries
- Chemical exposure from brake dust, solvents, and automotive fluids requires proper PPE
- Separate any body repair operations under code 8393
- Ergonomic programs reduce back and shoulder injuries from working under vehicles
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 3803?
Class code 3803 covers automobile repair operations, including all employees at auto repair shops, dealership service departments, and specialty repair shops. Work involves diagnosing, repairing, and maintaining vehicles, including engine work, transmission repair, brake service, and electrical diagnostics. Hazards include chemical exposure from automotive fluids, burns from hot engines and exhaust, falls from lifts, and ergonomic injuries from working in awkward positions under vehicles.
What is the workers comp rate for class code 3803 in Michigan?
The current workers' compensation rate for class code 3803 in Michigan is $1.74 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 3803?
Auto mechanics, technicians, service advisors, parts counter staff, and all other employees at auto repair facilities.
How can I reduce my workers comp premium for class code 3803 in Michigan?
Lift safety training and inspection programs reduce the risk of vehicle fall injuries Chemical exposure from brake dust, solvents, and automotive fluids requires proper PPE Separate any body repair operations under code 8393 Ergonomic programs reduce back and shoulder injuries from working under vehicles
Do I need workers comp insurance for employees classified under code 3803 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 3803 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 3803 in MI.
Quick Facts
- Class Code
- 3803
- State
- Michigan
- Rate per $100
- $1.74
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 3803?
We specialize in workers' comp for MI businesses. Get a competitive quote today.
Get a Free Quote(239) 228-8029