Painting or Paperhanging NOC
Michigan Workers' Compensation Class Code 5474 • NCCI • Effective 2025-01-01
Current Rate
$4.10
per $100 of payroll
NCCI 2025-01-01
What is Class Code 5474?
Class code 5474 covers painting and paperhanging work not otherwise classified, including interior and exterior painting of buildings, spray painting, and wallpaper installation. Painting is one of the most common construction trades in Florida. Work involves preparing surfaces, applying paint by brush, roller, or spray, and working from ladders and scaffolding. Hazards include falls from heights, solvent exposure from oil-based paints and coatings, and lead paint exposure in older buildings.
Who is Covered Under This Code?
Painters, paperhangers, spray painters, and painting helpers.
Tips to Reduce Your Premium
- Fall protection is the top priority for exterior painting and work at heights
- Lead paint testing is required before painting older buildings — OSHA RRP rule applies
- Solvent exposure from oil-based paints requires proper ventilation and respiratory protection
- Separate bridge painting under code 5037 — it has a much higher rate
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 5474?
Class code 5474 covers painting and paperhanging work not otherwise classified, including interior and exterior painting of buildings, spray painting, and wallpaper installation. Painting is one of the most common construction trades in Florida. Work involves preparing surfaces, applying paint by brush, roller, or spray, and working from ladders and scaffolding. Hazards include falls from heights, solvent exposure from oil-based paints and coatings, and lead paint exposure in older buildings.
What is the workers comp rate for class code 5474 in Michigan?
The current workers' compensation rate for class code 5474 in Michigan is $4.10 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5474?
Painters, paperhangers, spray painters, and painting helpers.
How can I reduce my workers comp premium for class code 5474 in Michigan?
Fall protection is the top priority for exterior painting and work at heights Lead paint testing is required before painting older buildings — OSHA RRP rule applies Solvent exposure from oil-based paints requires proper ventilation and respiratory protection Separate bridge painting under code 5037 — it has a much higher rate
Do I need workers comp insurance for employees classified under code 5474 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 5474 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5474 in MI.
Quick Facts
- Class Code
- 5474
- State
- Michigan
- Rate per $100
- $4.10
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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