Ambulance Service Companies, EMS Providers & Drivers
Michigan Workers' Compensation Class Code 7705 • NCCI • Effective 2025-01-01
Current Rate
$2.90
per $100 of payroll
NCCI 2025-01-01
What is Class Code 7705?
Class code 7705 covers ambulance service companies, emergency medical services providers, and their drivers. Work involves emergency response, patient care, lifting and moving patients, and driving under emergency conditions. Florida's large elderly population creates significant EMS demand. Hazards include patient handling injuries (the leading cause of EMS worker injuries), motor vehicle accidents, and exposure to infectious diseases.
Who is Covered Under This Code?
EMTs, paramedics, ambulance drivers, and dispatch staff.
Tips to Reduce Your Premium
- Patient lifting equipment and proper body mechanics training reduce musculoskeletal claims
- Bloodborne pathogen training and vaccination programs are mandatory
- Behavioral health support addresses PTSD from traumatic calls
- Florida's presumption laws may apply to certain infectious disease exposures
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| MI | Ambulance Service Companies, EMS Providers & Drivers | $2.90 | Current |
| FL | Ambulance Service Companies, EMS Providers & Drivers | $3.14 | View |
| IL | Ambulance Service Companies, EMS Providers & Drivers | $2.70 | View |
| TX | Ambulance Service Companies, EMS Providers & Drivers | $2.50 | View |
| SC | Ambulance Service Companies, EMS Providers & Drivers | $2.80 | View |
| NC | Ambulance Service Companies, EMS Providers & Drivers | $2.60 | View |
Frequently Asked Questions
What is workers comp class code 7705?
Class code 7705 covers ambulance service companies, emergency medical services providers, and their drivers. Work involves emergency response, patient care, lifting and moving patients, and driving under emergency conditions. Florida's large elderly population creates significant EMS demand. Hazards include patient handling injuries (the leading cause of EMS worker injuries), motor vehicle accidents, and exposure to infectious diseases.
What is the workers comp rate for class code 7705 in Michigan?
The current workers' compensation rate for class code 7705 in Michigan is $2.90 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7705?
EMTs, paramedics, ambulance drivers, and dispatch staff.
How can I reduce my workers comp premium for class code 7705 in Michigan?
Patient lifting equipment and proper body mechanics training reduce musculoskeletal claims Bloodborne pathogen training and vaccination programs are mandatory Behavioral health support addresses PTSD from traumatic calls Florida's presumption laws may apply to certain infectious disease exposures
Do I need workers comp insurance for employees classified under code 7705 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 7705 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7705 in MI.
Quick Facts
- Class Code
- 7705
- State
- Michigan
- Rate per $100
- $2.90
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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