Construction or Erection - Permanent Yard
Michigan Workers' Compensation Class Code 8227 • NCCI • Effective 2025-01-01
Current Rate
$3.09
per $100 of payroll
NCCI 2025-01-01
What is Class Code 8227?
Class code 8227 covers construction or erection permanent yard operations, including the storage, fabrication, and distribution of construction materials and prefabricated components from a permanent yard location. Work involves operating material handling equipment, fabricating components, and loading delivery vehicles. Hazards include forklift operations, heavy material handling, and fabrication equipment injuries.
Who is Covered Under This Code?
Yard workers, fabricators, forklift operators, and delivery drivers.
Tips to Reduce Your Premium
- Forklift safety programs are essential for yard operations
- Separate delivery and installation operations under appropriate codes
- Heavy material handling training reduces musculoskeletal claims
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8227?
Class code 8227 covers construction or erection permanent yard operations, including the storage, fabrication, and distribution of construction materials and prefabricated components from a permanent yard location. Work involves operating material handling equipment, fabricating components, and loading delivery vehicles. Hazards include forklift operations, heavy material handling, and fabrication equipment injuries.
What is the workers comp rate for class code 8227 in Michigan?
The current workers' compensation rate for class code 8227 in Michigan is $3.09 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8227?
Yard workers, fabricators, forklift operators, and delivery drivers.
How can I reduce my workers comp premium for class code 8227 in Michigan?
Forklift safety programs are essential for yard operations Separate delivery and installation operations under appropriate codes Heavy material handling training reduces musculoskeletal claims
Do I need workers comp insurance for employees classified under code 8227 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 8227 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8227 in MI.
Quick Facts
- Class Code
- 8227
- State
- Michigan
- Rate per $100
- $3.09
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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