# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9063 — Janitorial Services (MI)

**Class Code:** 9063  
**Description:** Janitorial Services  
**State:** MI  
**Rate:** $0.384 per $100 of payroll  
**Source:** CAOM Circular #318, effective 2026-01-01. Source: https://caom.com/Portals/0/Uploads/Rating%20Values/2025/Facility%20Rates.pdf

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## What Is Class Code 9063?

Class code 9063 covers employees at professional schools and colleges, including faculty, administrative staff, maintenance workers, and support personnel at universities, colleges, and professional training institutions. Florida's large higher education sector — including the State University System, Florida College System, and numerous private institutions — makes this a common classification. Hazards are generally low, with the primary risks being slip-and-fall injuries and ergonomic conditions.

## Who Does Class Code 9063 Apply To?

College and university faculty, administrative staff, maintenance workers, campus security, and support personnel at professional schools and higher education institutions.

## How to Calculate Workers' Comp Premium for Class Code 9063

**Formula:** (Annual Payroll ÷ 100) × $0.384 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $307 | $384 | $461 |
| $250,000 | $768 | $960 | $1152 |
| $500,000 | $1536 | $1920 | $2304 |
| $1,000,000 | $3072 | $3840 | $4608 |

## Tips for Managing Class Code 9063 Workers' Comp Costs

- Ergonomic programs for faculty and administrative staff reduce repetitive motion claims
- Slip-and-fall prevention on campus walkways and in buildings is the primary safety focus
- Separate laboratory and research staff under appropriate scientific classifications
- Maintenance staff may need to be classified under more specific trade codes

## Get a Quote for Class Code 9063

Contact Bright Coast Insurance for a workers' comp quote for class code 9063 in MI:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/mi](https://brightcoastins.com/workers-comp-codes/mi)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*