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0008NC

Farm - Vegetable & Drivers

North Carolina Workers' Compensation Class Code 0008 • NCRB • Effective 2026-04-01

Current Rate

$0.88

per $100 of payroll

NCRB 2026-04-01

What is Class Code 0008?

Class code 0008 applies to vegetable farming operations and their drivers. This includes field preparation, planting, cultivating, harvesting, and packing of vegetables. In Florida, this classification is especially common in the Immokalee, Homestead, and Belle Glade agricultural regions, where tomatoes, peppers, cucumbers, and other vegetables are grown on a commercial scale. Workers face risks from equipment operation, repetitive motion, heat exposure, and chemical handling.

Who is Covered Under This Code?

Field laborers, harvest workers, irrigation workers, equipment operators, and drivers who transport vegetables from the farm.

Tips to Reduce Your Premium

  • Pay-as-you-go workers comp is ideal for seasonal agricultural operations
  • Separate supervisory and clerical staff under appropriate lower-rated codes
  • Heat stroke prevention is critical — document your heat illness prevention plan
  • Verify that farm labor contractors carry their own workers comp coverage

Rate Comparison by State

StateDescriptionRate / $100
NCFarm - Vegetable & Drivers$0.88Current
FLFarm - Vegetable & Drivers$2.85View

Frequently Asked Questions

What is workers comp class code 0008?

Class code 0008 applies to vegetable farming operations and their drivers. This includes field preparation, planting, cultivating, harvesting, and packing of vegetables. In Florida, this classification is especially common in the Immokalee, Homestead, and Belle Glade agricultural regions, where tomatoes, peppers, cucumbers, and other vegetables are grown on a commercial scale. Workers face risks from equipment operation, repetitive motion, heat exposure, and chemical handling.

What is the workers comp rate for class code 0008 in North Carolina?

The current workers' compensation rate for class code 0008 in North Carolina is $0.88 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 0008?

Field laborers, harvest workers, irrigation workers, equipment operators, and drivers who transport vegetables from the farm.

How can I reduce my workers comp premium for class code 0008 in North Carolina?

Pay-as-you-go workers comp is ideal for seasonal agricultural operations Separate supervisory and clerical staff under appropriate lower-rated codes Heat stroke prevention is critical — document your heat illness prevention plan Verify that farm labor contractors carry their own workers comp coverage

Do I need workers comp insurance for employees classified under code 0008 in North Carolina?

Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 0008 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 0008 in NC.

Quick Facts

Class Code
0008
State
North Carolina
Rate per $100
$0.88
Rating Org
NCRB
Effective
2026-04-01

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