# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 0036 — Farm - Dairy & Drivers (NC)

**Class Code:** 0036  
**Description:** Farm - Dairy & Drivers  
**State:** NC  
**Rate:** $1.62 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 0036?

Class code 0036 covers dairy farm operations, including milking cows, feeding and caring for dairy cattle, maintaining dairy facilities, and processing raw milk on-farm. This is one of the higher-rated agricultural codes due to the significant risk of animal handling injuries, including kicks, crushes, and falls. Dairy workers also face risks from slippery surfaces, heavy lifting, and machinery operation.

## Who Does Class Code 0036 Apply To?

Dairy farm workers, milkers, cattle handlers, feed lot workers, and drivers who transport milk or dairy cattle.

## Florida Examples — Class Code 0036

A dairy farm in Okeechobee, Florida, with 15 employees managing a herd of 200 dairy cows, including milking and feed operations. A smaller organic dairy farm near Gainesville with 8 workers handling daily milking and pasture management.

## How to Calculate Workers' Comp Premium for Class Code 0036

**Formula:** (Annual Payroll ÷ 100) × $1.62 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1298 | $1622 | $1946 |
| $250,000 | $3244 | $4055 | $4866 |
| $500,000 | $6488 | $8110 | $9732 |
| $1,000,000 | $12976 | $16220 | $19464 |

## Tips for Managing Class Code 0036 Workers' Comp Costs

- Animal handling safety training significantly reduces the frequency of kick and crush injuries
- Slip-and-fall prevention in milking parlors is a major premium driver
- Separate farm office staff under code 8810

## Safety Recommendations for Class Code 0036

- Provide comprehensive training on safe animal handling techniques and behavior.
- Ensure milking parlors and walkways are kept clean and dry to prevent slips and falls.
- Implement ergonomic solutions for milking and other repetitive tasks to reduce strain.
- Regularly inspect and maintain all farm machinery and equipment to ensure safe operation.

## Get a Quote for Class Code 0036

Contact Bright Coast Insurance for a workers' comp quote for class code 0036 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*