Farm - Field Crops & Drivers
North Carolina Workers' Compensation Class Code 0037 • NCRB • Effective 2026-04-01
Current Rate
$1.40
per $100 of payroll
NCRB 2026-04-01
What is Class Code 0037?
Class code 0037 covers field crop farming operations, including grain, cotton, soybeans, hay, and other row crops. Work involves operating heavy farm machinery such as tractors, combines, and planters, as well as manual labor for planting, irrigation, and harvesting. This is a moderate-to-high risk agricultural code due to the dangers associated with large farm equipment operation.
Who is Covered Under This Code?
Field crop workers, tractor operators, combine operators, irrigation workers, and drivers who haul crops.
Tips to Reduce Your Premium
- Equipment rollover protection (ROPS) on tractors is essential for safety and claim prevention
- Separate seasonal and permanent employees carefully for accurate payroll reporting
- Pay-as-you-go workers comp aligns premium payments with seasonal payroll cycles
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0037?
Class code 0037 covers field crop farming operations, including grain, cotton, soybeans, hay, and other row crops. Work involves operating heavy farm machinery such as tractors, combines, and planters, as well as manual labor for planting, irrigation, and harvesting. This is a moderate-to-high risk agricultural code due to the dangers associated with large farm equipment operation.
What is the workers comp rate for class code 0037 in North Carolina?
The current workers' compensation rate for class code 0037 in North Carolina is $1.40 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0037?
Field crop workers, tractor operators, combine operators, irrigation workers, and drivers who haul crops.
How can I reduce my workers comp premium for class code 0037 in North Carolina?
Equipment rollover protection (ROPS) on tractors is essential for safety and claim prevention Separate seasonal and permanent employees carefully for accurate payroll reporting Pay-as-you-go workers comp aligns premium payments with seasonal payroll cycles
Do I need workers comp insurance for employees classified under code 0037 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 0037 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0037 in NC.
Quick Facts
- Class Code
- 0037
- State
- North Carolina
- Rate per $100
- $1.40
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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