Farm Machinery Operation - By Contractor & Drivers
North Carolina Workers' Compensation Class Code 0050 • NCRB • Effective 2026-04-01
Current Rate
$2.19
per $100 of payroll
NCRB 2026-04-01
What is Class Code 0050?
Class code 0050 covers farm machinery operation by contractors — businesses that provide farm equipment and operators to other farms on a contract basis. This includes custom harvesting, custom plowing, custom planting, and similar contract farming services. The risk profile is high due to the operation of large, powerful agricultural machinery.
Who is Covered Under This Code?
Custom harvest operators, contract farm equipment operators, and drivers who transport farm machinery.
Tips to Reduce Your Premium
- Ensure all equipment operators are properly trained and licensed
- Maintain equipment in good repair — mechanical failures are a leading cause of farm equipment injuries
- Separate any office or administrative staff under code 8810
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0050?
Class code 0050 covers farm machinery operation by contractors — businesses that provide farm equipment and operators to other farms on a contract basis. This includes custom harvesting, custom plowing, custom planting, and similar contract farming services. The risk profile is high due to the operation of large, powerful agricultural machinery.
What is the workers comp rate for class code 0050 in North Carolina?
The current workers' compensation rate for class code 0050 in North Carolina is $2.19 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0050?
Custom harvest operators, contract farm equipment operators, and drivers who transport farm machinery.
How can I reduce my workers comp premium for class code 0050 in North Carolina?
Ensure all equipment operators are properly trained and licensed Maintain equipment in good repair — mechanical failures are a leading cause of farm equipment injuries Separate any office or administrative staff under code 8810
Do I need workers comp insurance for employees classified under code 0050 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 0050 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0050 in NC.
Quick Facts
- Class Code
- 0050
- State
- North Carolina
- Rate per $100
- $2.19
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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