# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 0050 — Farm Machinery Operation - By Contractor & Drivers (NC)

**Class Code:** 0050  
**Description:** Farm Machinery Operation - By Contractor & Drivers  
**State:** NC  
**Rate:** $2.19 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 0050?

Class code 0050 covers farm machinery operation by contractors — businesses that provide farm equipment and operators to other farms on a contract basis. This includes custom harvesting, custom plowing, custom planting, and similar contract farming services. The risk profile is high due to the operation of large, powerful agricultural machinery.

## Who Does Class Code 0050 Apply To?

Custom harvest operators, contract farm equipment operators, and drivers who transport farm machinery.

## Florida Examples — Class Code 0050

A custom harvesting company based in Immokalee, Florida, with 5 employees providing contract harvesting services for various vegetable farms. A farm equipment rental and operator service in the Panhandle with 3 employees offering custom plowing and planting.

## How to Calculate Workers' Comp Premium for Class Code 0050

**Formula:** (Annual Payroll ÷ 100) × $2.19 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1752 | $2190 | $2628 |
| $250,000 | $4380 | $5475 | $6570 |
| $500,000 | $8760 | $10950 | $13140 |
| $1,000,000 | $17520 | $21900 | $26280 |

## Tips for Managing Class Code 0050 Workers' Comp Costs

- Ensure all equipment operators are properly trained and licensed
- Maintain equipment in good repair — mechanical failures are a leading cause of farm equipment injuries
- Separate any office or administrative staff under code 8810

## Safety Recommendations for Class Code 0050

- Ensure all farm machinery is equipped with appropriate safety guards and ROPS, and that operators are properly trained.
- Implement a strict lockout/tagout procedure for all equipment maintenance and repairs.
- Mandate the use of hearing protection and provide regular audiometric testing for employees.
- Provide clear communication and hand signals for coordinating work around heavy machinery.

## Get a Quote for Class Code 0050

Contact Bright Coast Insurance for a workers' comp quote for class code 0050 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*