Tree Pruning & Drivers
North Carolina Workers' Compensation Class Code 0106 • NCRB • Effective 2026-04-01
Current Rate
$4.31
per $100 of payroll
NCRB 2026-04-01
What is Class Code 0106?
Class code 0106 covers tree pruning, trimming, and removal operations. This is one of the highest-rated workers comp classifications due to the extreme fall risk associated with working at heights in trees, often with chainsaws and other cutting equipment. Tree work is consistently among the most dangerous occupations in the United States, with fatality rates far exceeding most other industries. In Florida, tree service companies are in constant demand due to storm damage, palm tree maintenance, and urban tree management.
Who is Covered Under This Code?
Arborists, tree climbers, tree trimmers, ground crew workers, chipper operators, and drivers who haul debris and equipment.
Tips to Reduce Your Premium
- ANSI Z133 safety standards compliance is essential — document all training and certifications
- ISA Certified Arborist credentials on your crew can support lower experience modification factors
- Separate stump grinding operations if they are performed by separate crews
- Ensure all subcontractors carry their own workers comp — this is a high-audit-risk code
- Pay-as-you-go workers comp is strongly recommended due to the high rate and variable payroll
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0106?
Class code 0106 covers tree pruning, trimming, and removal operations. This is one of the highest-rated workers comp classifications due to the extreme fall risk associated with working at heights in trees, often with chainsaws and other cutting equipment. Tree work is consistently among the most dangerous occupations in the United States, with fatality rates far exceeding most other industries. In Florida, tree service companies are in constant demand due to storm damage, palm tree maintenance, and urban tree management.
What is the workers comp rate for class code 0106 in North Carolina?
The current workers' compensation rate for class code 0106 in North Carolina is $4.31 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0106?
Arborists, tree climbers, tree trimmers, ground crew workers, chipper operators, and drivers who haul debris and equipment.
How can I reduce my workers comp premium for class code 0106 in North Carolina?
ANSI Z133 safety standards compliance is essential — document all training and certifications ISA Certified Arborist credentials on your crew can support lower experience modification factors Separate stump grinding operations if they are performed by separate crews Ensure all subcontractors carry their own workers comp — this is a high-audit-risk code Pay-as-you-go workers comp is strongly recommended due to the high rate and variable payroll
Do I need workers comp insurance for employees classified under code 0106 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 0106 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0106 in NC.
Quick Facts
- Class Code
- 0106
- State
- North Carolina
- Rate per $100
- $4.31
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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