# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2021 — Furniture Mfg - Wood (NC)

**Class Code:** 2021  
**Description:** Furniture Mfg - Wood  
**State:** NC  
**Rate:** $2.00 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2021?

Class code 2021 covers wood furniture manufacturing, including the production of residential and commercial furniture from wood. Work involves cutting, shaping, assembling, sanding, and finishing wood furniture components. Hazards include saw blade contact, wood dust, solvent exposure from finishes, and repetitive motion injuries.

## Who Does Class Code 2021 Apply To?

Cabinet makers, furniture assemblers, sanders, finishers, and upholstery workers.

## How to Calculate Workers' Comp Premium for Class Code 2021

**Formula:** (Annual Payroll ÷ 100) × $2.00 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1600 | $2000 | $2400 |
| $250,000 | $4000 | $5000 | $6000 |
| $500,000 | $8000 | $10000 | $12000 |
| $1,000,000 | $16000 | $20000 | $24000 |

## Tips for Managing Class Code 2021 Workers' Comp Costs

- Machine guarding on all woodworking equipment is the primary injury prevention measure
- Wood dust and solvent vapors require proper ventilation and respiratory protection
- Ergonomic programs reduce repetitive motion injuries in assembly and sanding operations

## Get a Quote for Class Code 2021

Contact Bright Coast Insurance for a workers' comp quote for class code 2021 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*