# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3004 — Iron or Steel Fabrication (NC)

**Class Code:** 3004  
**Description:** Iron or Steel Fabrication  
**State:** NC  
**Rate:** $2.50 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3004?

Class code 3004 covers iron and steel fabrication operations, including the cutting, welding, and assembling of structural steel and metal components. Work involves operating plasma cutters, welding equipment, grinders, and other metal fabrication tools. Hazards include welding fume exposure, burns, cuts from metal, grinding injuries, and heavy material handling.

## Who Does Class Code 3004 Apply To?

Steel fabricators, welders, fitters, grinders, and ironworkers in fabrication shops.

## Florida Examples — Class Code 3004

This class code applies to businesses like a medium-sized structural steel fabrication shop in Jacksonville that manufactures beams and columns for commercial construction projects, or a smaller custom metal fabrication company in Orlando specializing in decorative ironwork and gates. It also covers larger industrial facilities in Tampa Bay that produce heavy machinery components or specialized metal structures for marine applications.

## How to Calculate Workers' Comp Premium for Class Code 3004

**Formula:** (Annual Payroll ÷ 100) × $2.50 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2000 | $2500 | $3000 |
| $250,000 | $5000 | $6250 | $7500 |
| $500,000 | $10000 | $12500 | $15000 |
| $1,000,000 | $20000 | $25000 | $30000 |

## Tips for Managing Class Code 3004 Workers' Comp Costs

- Welding fume control through proper ventilation is critical for respiratory health
- Cut-resistant gloves and eye protection reduce the most common injury types
- Separate field erection work under code 5040 — shop fabrication has a lower rate
- Lockout/tagout procedures are essential for equipment maintenance

## Safety Recommendations for Class Code 3004

- Implement rigorous lockout/tagout procedures for all machinery during maintenance or clearing jams to prevent accidental startup.
- Ensure all welders and fabricators consistently wear appropriate personal protective equipment, including flame-resistant clothing, welding helmets, and heavy-duty gloves.
- Utilize mechanical lifting aids and proper lifting techniques to minimize manual handling of heavy materials and reduce strain injuries.
- Conduct regular inspections and maintenance of all cutting, welding, and grinding equipment to ensure proper functioning and safety features are intact.

## Get a Quote for Class Code 3004

Contact Bright Coast Insurance for a workers' comp quote for class code 3004 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*