# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5507 — Street or Road Construction or Reconstruction (NC)

**Class Code:** 5507  
**Description:** Street or Road Construction or Reconstruction  
**State:** NC  
**Rate:** $1.78 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5507?

Class code 5507 covers street and road construction and reconstruction, including grading, base preparation, paving, and related road building operations. This is a significant classification in Florida due to the state's extensive road construction program. Work involves operating heavy equipment such as graders, compactors, and pavers, as well as manual labor for road construction. Hazards include heavy equipment accidents, traffic exposure, heat stress, and struck-by hazards.

## Who Does Class Code 5507 Apply To?

Road construction workers, heavy equipment operators, paving crew members, and flaggers.

## Florida Examples — Class Code 5507

A large civil construction firm in Orlando building new arterial roads and interchanges. A local contractor in Fort Myers performing repaving and reconstruction of city streets.

## How to Calculate Workers' Comp Premium for Class Code 5507

**Formula:** (Annual Payroll ÷ 100) × $1.78 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1425 | $1781 | $2137 |
| $250,000 | $3562 | $4453 | $5343 |
| $500,000 | $7124 | $8905 | $10686 |
| $1,000,000 | $14248 | $17810 | $21372 |

## Tips for Managing Class Code 5507 Workers' Comp Costs

- Traffic control and work zone safety are the top priorities for road construction
- Heat illness prevention is critical for Florida road construction workers
- Heavy equipment operator training and certification reduces accident frequency
- Separate any bridge construction under code 5222

## Safety Recommendations for Class Code 5507

- Implement comprehensive traffic control plans and ensure clear communication between workers and equipment operators.
- Provide high-visibility clothing for all workers on active roadways.
- Ensure heavy equipment operators are properly trained and conduct daily equipment inspections.
- Implement heat stress prevention protocols and dust control measures.

## Get a Quote for Class Code 5507

Contact Bright Coast Insurance for a workers' comp quote for class code 5507 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*