Heating, Ventilation, Air Conditioning (HVAC)
North Carolina Workers' Compensation Class Code 5537 • NCRB • Effective 2026-04-01
Current Rate
$2.30
per $100 of payroll
NCRB 2026-04-01
What is Class Code 5537?
Class code 5537 covers heating, ventilation, and air conditioning (HVAC) contractors. This includes installation, service, and repair of HVAC systems, ductwork, refrigeration systems, and related equipment.
Who is Covered Under This Code?
HVAC technicians, HVAC installers, refrigeration mechanics, sheet metal workers on HVAC systems, and drivers.
Tips to Reduce Your Premium
- HVAC is a lower-risk trade compared to roofing — leverage this in your premium negotiations
- Separate service technicians from installation crews if rates differ
- Maintain EPA 608 certifications and safety training documentation
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| NC | Heating, Ventilation, Air Conditioning (HVAC) | $2.30 | Current |
| FL | Heating, Ventilation, Air Conditioning (HVAC) | $3.00 | View |
| MI | Heating, Ventilation, Air Conditioning (HVAC) | $2.70 | View |
| IL | Heating, Ventilation, Air Conditioning (HVAC) | $2.50 | View |
| TX | Heating, Ventilation, Air Conditioning (HVAC) | $2.30 | View |
| SC | Heating, Ventilation, Air Conditioning (HVAC) | $2.60 | View |
Frequently Asked Questions
What is workers comp class code 5537?
Class code 5537 covers heating, ventilation, and air conditioning (HVAC) contractors. This includes installation, service, and repair of HVAC systems, ductwork, refrigeration systems, and related equipment.
What is the workers comp rate for class code 5537 in North Carolina?
The current workers' compensation rate for class code 5537 in North Carolina is $2.30 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5537?
HVAC technicians, HVAC installers, refrigeration mechanics, sheet metal workers on HVAC systems, and drivers.
How can I reduce my workers comp premium for class code 5537 in North Carolina?
HVAC is a lower-risk trade compared to roofing — leverage this in your premium negotiations Separate service technicians from installation crews if rates differ Maintain EPA 608 certifications and safety training documentation
Do I need workers comp insurance for employees classified under code 5537 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 5537 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5537 in NC.
Quick Facts
- Class Code
- 5537
- State
- North Carolina
- Rate per $100
- $2.30
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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