# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 6400 — Fence Erection - Metal (NC)

**Class Code:** 6400  
**Description:** Fence Erection - Metal  
**State:** NC  
**Rate:** $2.90 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 6400?

Class code 6400 covers metal fence erection, including the installation of chain link fences, ornamental iron fences, and security fencing. Work involves setting posts, stretching fence fabric, and installing gates. Hazards include cuts from chain link and metal components, post setting injuries, and working near traffic.

## Who Does Class Code 6400 Apply To?

Fence installers, post setters, and fence helpers.

## Florida Examples — Class Code 6400

A 5-person fencing company in Fort Lauderdale installing chain-link fences for schools and commercial properties. A residential fence installer in Orlando specializing in ornamental iron and privacy fences for homeowners.

## How to Calculate Workers' Comp Premium for Class Code 6400

**Formula:** (Annual Payroll ÷ 100) × $2.90 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2320 | $2900 | $3480 |
| $250,000 | $5800 | $7250 | $8700 |
| $500,000 | $11600 | $14500 | $17400 |
| $1,000,000 | $23200 | $29000 | $34800 |

## Tips for Managing Class Code 6400 Workers' Comp Costs

- Cut-resistant gloves are essential for chain link fence installation
- Traffic control is required for fence work near roadways

## Safety Recommendations for Class Code 6400

- Provide cut-resistant gloves and appropriate PPE for handling sharp materials.
- Train workers on proper lifting techniques and encourage the use of lifting aids.
- Ensure ladders are stable and workers are trained in safe climbing practices.
- Require eye protection for all cutting, drilling, and grinding operations.

## Get a Quote for Class Code 6400

Contact Bright Coast Insurance for a workers' comp quote for class code 6400 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*