Store - Furniture & Drivers
North Carolina Workers' Compensation Class Code 8044 • NCRB • Effective 2026-04-01
Current Rate
$1.55
per $100 of payroll
NCRB 2026-04-01
What is Class Code 8044?
Class code 8044 covers furniture store retail operations and their drivers, including showroom sales, delivery, and assembly services. Work involves customer service, furniture display, delivery driving, and in-home furniture assembly. Hazards include musculoskeletal strain from moving heavy furniture, motor vehicle accidents for delivery drivers, and customer home delivery injuries.
Who is Covered Under This Code?
Furniture sales associates, delivery drivers, and assembly technicians.
Tips to Reduce Your Premium
- Two-person lift requirements for heavy furniture reduce back injury claims
- MVR checks are essential for delivery drivers
- Separate warehouse operations under code 8292 if applicable
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8044?
Class code 8044 covers furniture store retail operations and their drivers, including showroom sales, delivery, and assembly services. Work involves customer service, furniture display, delivery driving, and in-home furniture assembly. Hazards include musculoskeletal strain from moving heavy furniture, motor vehicle accidents for delivery drivers, and customer home delivery injuries.
What is the workers comp rate for class code 8044 in North Carolina?
The current workers' compensation rate for class code 8044 in North Carolina is $1.55 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8044?
Furniture sales associates, delivery drivers, and assembly technicians.
How can I reduce my workers comp premium for class code 8044 in North Carolina?
Two-person lift requirements for heavy furniture reduce back injury claims MVR checks are essential for delivery drivers Separate warehouse operations under code 8292 if applicable
Do I need workers comp insurance for employees classified under code 8044 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 8044 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8044 in NC.
Quick Facts
- Class Code
- 8044
- State
- North Carolina
- Rate per $100
- $1.55
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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