Store - Drug Retail
North Carolina Workers' Compensation Class Code 8045 • NCRB • Effective 2026-04-01
Current Rate
$0.68
per $100 of payroll
NCRB 2026-04-01
What is Class Code 8045?
Class code 8045 covers drug store and pharmacy retail operations, including pharmacies, drug stores, and health and beauty retailers. Work involves customer service, prescription filling, stocking, and managing controlled substances. Hazards include robbery-related injuries, ergonomic strain from standing and repetitive tasks, and chemical exposure from pharmaceutical products.
Who is Covered Under This Code?
Pharmacists, pharmacy technicians, retail sales associates, and store managers.
Tips to Reduce Your Premium
- Security protocols reduce robbery-related claims at pharmacy operations
- Anti-fatigue mats reduce lower extremity strain for standing pharmacists
- Separate delivery operations under code 7380
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8045?
Class code 8045 covers drug store and pharmacy retail operations, including pharmacies, drug stores, and health and beauty retailers. Work involves customer service, prescription filling, stocking, and managing controlled substances. Hazards include robbery-related injuries, ergonomic strain from standing and repetitive tasks, and chemical exposure from pharmaceutical products.
What is the workers comp rate for class code 8045 in North Carolina?
The current workers' compensation rate for class code 8045 in North Carolina is $0.68 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8045?
Pharmacists, pharmacy technicians, retail sales associates, and store managers.
How can I reduce my workers comp premium for class code 8045 in North Carolina?
Security protocols reduce robbery-related claims at pharmacy operations Anti-fatigue mats reduce lower extremity strain for standing pharmacists Separate delivery operations under code 7380
Do I need workers comp insurance for employees classified under code 8045 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 8045 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8045 in NC.
Quick Facts
- Class Code
- 8045
- State
- North Carolina
- Rate per $100
- $0.68
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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