# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8292 — Storage Warehouse NOC (NC)

**Class Code:** 8292  
**Description:** Storage Warehouse NOC  
**State:** NC  
**Rate:** $1.60 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8292?

Class code 8292 covers storage warehouse operations not otherwise classified, including general merchandise warehouses, distribution centers, and fulfillment operations. Work involves receiving, storing, picking, and shipping merchandise using forklifts, pallet jacks, and conveyor systems. Florida's growing e-commerce and distribution sector makes this a significant classification. Hazards include forklift operations, high-bay racking systems, and ergonomic strain from order picking.

## Who Does Class Code 8292 Apply To?

Warehouse workers, forklift operators, order pickers, and receiving staff.

## Florida Examples — Class Code 8292

For class code 8292, real-world examples include: A general merchandise warehouse in Jacksonville fulfilling e-commerce orders for a national retailer. A distribution center in Tampa managing inventory for multiple consumer product brands.

## How to Calculate Workers' Comp Premium for Class Code 8292

**Formula:** (Annual Payroll ÷ 100) × $1.60 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1280 | $1600 | $1920 |
| $250,000 | $3200 | $4000 | $4800 |
| $500,000 | $6400 | $8000 | $9600 |
| $1,000,000 | $12800 | $16000 | $19200 |

## Tips for Managing Class Code 8292 Workers' Comp Costs

- Forklift safety is the top priority for warehouse operations
- Racking inspection programs prevent catastrophic rack collapses
- Ergonomic order picking programs reduce musculoskeletal claims

## Safety Recommendations for Class Code 8292

- Provide ergonomic training and equipment for heavy lifting and repetitive tasks in warehousing.
- Implement strict forklift safety protocols, including certification, daily inspections, and pedestrian awareness.
- Ensure floors are kept clean, dry, and free of obstructions to prevent slips and falls.
- Install proper racking and shelving to prevent falling merchandise.

## Get a Quote for Class Code 8292

Contact Bright Coast Insurance for a workers' comp quote for class code 8292 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*