# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8820 — Attorney - All Employees (NC)

**Class Code:** 8820  
**Description:** Attorney - All Employees  
**State:** NC  
**Rate:** $0.05 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8820?

Class code 8820 covers attorney and law firm operations, including all employees from partners and associates to paralegals and legal secretaries. Work is primarily office-based involving legal research, document preparation, client consultation, and court appearances. Hazards are very low, primarily ergonomic strain and occasional courthouse or client site visits.

## Who Does Class Code 8820 Apply To?

Attorneys, paralegals, legal secretaries, and law firm administrative staff.

## Florida Examples — Class Code 8820

For class code 8820, real-world examples include: A personal injury law firm in Miami with multiple attorneys and paralegals. A corporate law firm in Orlando specializing in business litigation and contracts.

## How to Calculate Workers' Comp Premium for Class Code 8820

**Formula:** (Annual Payroll ÷ 100) × $0.05 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $40 | $50 | $60 |
| $250,000 | $100 | $125 | $150 |
| $500,000 | $200 | $250 | $300 |
| $1,000,000 | $400 | $500 | $600 |

## Tips for Managing Class Code 8820 Workers' Comp Costs

- This is a low-rated classification — ensure all law firm employees are properly classified here
- Separate process servers and investigators who perform field work under appropriate codes
- Ergonomic programs are the primary risk management tool for law firm operations

## Safety Recommendations for Class Code 8820

- Implement ergonomic workstations and provide regular breaks to prevent repetitive strain injuries.
- Ensure clear and uncluttered office spaces to prevent slips, trips, and falls.
- Provide stress management resources and promote work-life balance.

## Get a Quote for Class Code 8820

Contact Bright Coast Insurance for a workers' comp quote for class code 8820 in NC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/nc](https://brightcoastins.com/workers-comp-codes/nc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*