# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9052 — Hotel - All Other Employees (SC)

**Class Code:** 9052  
**Description:** Hotel - All Other Employees  
**State:** SC  
**Rate:** $1.38 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9052?

Class code 9052 covers hotel operations for all other employees and salespersons and drivers, including front desk staff, housekeeping, bellhops, and maintenance workers. Florida's massive tourism industry makes hotels one of the largest employers in the state. Work involves guest services, room cleaning, luggage handling, and facility maintenance. Hazards include musculoskeletal strain from housekeeping (a leading cause of hotel worker claims), slip-and-fall injuries, and chemical exposure from cleaning products.

## Who Does Class Code 9052 Apply To?

Hotel front desk staff, housekeepers, bellhops, maintenance workers, and shuttle drivers.

## Florida Examples — Class Code 9052

A 150-room beachfront resort in Clearwater, employing front desk agents, a team of 20 housekeepers, and several maintenance workers. A small, independent motel on a major highway near Orlando with a 5-person staff.

## How to Calculate Workers' Comp Premium for Class Code 9052

**Formula:** (Annual Payroll ÷ 100) × $1.38 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1104 | $1380 | $1656 |
| $250,000 | $2760 | $3450 | $4140 |
| $500,000 | $5520 | $6900 | $8280 |
| $1,000,000 | $11040 | $13800 | $16560 |

## Tips for Managing Class Code 9052 Workers' Comp Costs

- Ergonomic housekeeping programs including long-handled tools significantly reduce back injury claims
- Slip-and-fall prevention in wet areas including pools and bathrooms is critical
- Chemical handling training for housekeeping staff reduces chemical exposure claims
- Separate restaurant and food service operations under code 9058

## Safety Recommendations for Class Code 9052

- Provide housekeepers with lightweight, ergonomic carts and training on safe mattress-lifting techniques.
- Mandate slip-resistant footwear for all housekeeping, maintenance, and kitchen staff.
- Implement a preventative maintenance program for all electrical equipment and hotel machinery.
- Ensure ladders are in good condition and train staff on proper ladder safety.

## Get a Quote for Class Code 9052

Contact Bright Coast Insurance for a workers' comp quote for class code 9052 in SC:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/sc](https://brightcoastins.com/workers-comp-codes/sc)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*