Iron or Steel Erection - Frame Structures
Texas Workers' Compensation Class Code 5040 • TDI / NCCI • Effective 2025-07-01
Current Rate
$5.80
per $100 of payroll
TDI / NCCI 2025-07-01
What is Class Code 5040?
Class code 5040 covers iron and steel erection for frame structures — the assembly of structural steel beams, columns, and connections to form the skeleton of buildings. Ironworkers who erect structural steel work at significant heights and face risks from falls, being struck by falling objects, and the physical demands of handling heavy steel members. This is one of the higher-rated construction codes due to the fall hazard.
Who is Covered Under This Code?
Structural ironworkers, connectors, bolters, and crane operators who erect structural steel frames.
Tips to Reduce Your Premium
- 100% fall protection is required for ironworkers at heights above 15 feet on construction sites
- Crane safety and rigging training are critical for structural steel erection
- Separate shop fabrication under code 3004 — field erection has a higher rate
- OSHA steel erection standard (29 CFR 1926 Subpart R) compliance is mandatory
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| TX | Iron or Steel Erection - Frame Structures | $5.80 | Current |
| FL | Iron or Steel Erection - Frame Structures | $7.16 | View |
| MI | Iron or Steel Erection - Frame Structures | $6.50 | View |
| IL | Iron or Steel Erection - Frame Structures | $6.10 | View |
| SC | Iron or Steel Erection - Frame Structures | $6.30 | View |
| NC | Iron or Steel Erection - Frame Structures | $5.60 | View |
Frequently Asked Questions
What is workers comp class code 5040?
Class code 5040 covers iron and steel erection for frame structures — the assembly of structural steel beams, columns, and connections to form the skeleton of buildings. Ironworkers who erect structural steel work at significant heights and face risks from falls, being struck by falling objects, and the physical demands of handling heavy steel members. This is one of the higher-rated construction codes due to the fall hazard.
What is the workers comp rate for class code 5040 in Texas?
The current workers' compensation rate for class code 5040 in Texas is $5.80 per $100 of payroll, as set by TDI / NCCI effective 2025-07-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5040?
Structural ironworkers, connectors, bolters, and crane operators who erect structural steel frames.
How can I reduce my workers comp premium for class code 5040 in Texas?
100% fall protection is required for ironworkers at heights above 15 feet on construction sites Crane safety and rigging training are critical for structural steel erection Separate shop fabrication under code 3004 — field erection has a higher rate OSHA steel erection standard (29 CFR 1926 Subpart R) compliance is mandatory
Do I need workers comp insurance for employees classified under code 5040 in Texas?
Yes. Texas requires most employers to carry workers' compensation insurance for their employees. Class code 5040 employees must be covered. Penalties for non-compliance in Texas can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5040 in TX.
Quick Facts
- Class Code
- 5040
- State
- Texas
- Rate per $100
- $5.80
- Rating Org
- TDI / NCCI
- Effective
- 2025-07-01
Related Class Codes
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