Electrical Wiring Within Building and Drivers
Texas Workers' Compensation Class Code 5190 • TDI / NCCI • Effective 2025-07-01
Current Rate
$1.33
per $100 of payroll
TDI / NCCI 2025-07-01
What is Class Code 5190?
Class code 5190 covers electrical contractors who perform wiring and electrical work within buildings. This includes installation of electrical systems, wiring, panels, outlets, fixtures, and related electrical components.
Who is Covered Under This Code?
Licensed electricians, electrical apprentices, electrical helpers, and drivers transporting electrical materials.
Tips to Reduce Your Premium
- Separate low-risk office employees under 8810
- Maintain current electrical certifications and safety training records
- Subcontractor certificates of insurance are essential to avoid premium audit issues
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| TX | Electrical Wiring Within Building and Drivers | $1.33 | Current |
| FL | Electrical Wiring Within Building and Drivers | $2.97 | View |
| MI | Electrical Wiring Within Building and Drivers | $2.70 | View |
| IL | Electrical Wiring Within Building and Drivers | $2.50 | View |
| SC | Electrical Wiring Within Building and Drivers | $2.60 | View |
| NC | Electrical Wiring Within Building and Drivers | $2.40 | View |
Frequently Asked Questions
What is workers comp class code 5190?
Class code 5190 covers electrical contractors who perform wiring and electrical work within buildings. This includes installation of electrical systems, wiring, panels, outlets, fixtures, and related electrical components.
What is the workers comp rate for class code 5190 in Texas?
The current workers' compensation rate for class code 5190 in Texas is $1.33 per $100 of payroll, as set by TDI / NCCI effective 2025-07-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5190?
Licensed electricians, electrical apprentices, electrical helpers, and drivers transporting electrical materials.
How can I reduce my workers comp premium for class code 5190 in Texas?
Separate low-risk office employees under 8810 Maintain current electrical certifications and safety training records Subcontractor certificates of insurance are essential to avoid premium audit issues
Do I need workers comp insurance for employees classified under code 5190 in Texas?
Yes. Texas requires most employers to carry workers' compensation insurance for their employees. Class code 5190 employees must be covered. Penalties for non-compliance in Texas can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5190 in TX.
Quick Facts
- Class Code
- 5190
- State
- Texas
- Rate per $100
- $1.33
- Rating Org
- TDI / NCCI
- Effective
- 2025-07-01
Related Class Codes
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