# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5213 — Concrete Construction NOC (TX)

**Class Code:** 5213  
**Description:** Concrete Construction NOC  
**State:** TX  
**Rate:** $4.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5213?

Class code 5213 covers concrete construction work not otherwise classified, including the forming, pouring, and finishing of concrete for commercial and industrial structures. This includes foundations, slabs, walls, columns, and elevated concrete structures. Concrete work is one of the most physically demanding construction trades, involving heavy lifting, working with heavy equipment, and chemical exposure to wet concrete. In Florida, concrete construction is ubiquitous due to the state's building code requirements for hurricane resistance.

## Who Does Class Code 5213 Apply To?

Concrete workers, form setters, concrete finishers, pump operators, and concrete laborers.

## Florida Examples — Class Code 5213

A commercial concrete contractor in Orlando pouring foundations and slabs for new industrial warehouses. A specialized firm in Tampa constructing reinforced concrete structures for multi-story commercial buildings.

## How to Calculate Workers' Comp Premium for Class Code 5213

**Formula:** (Annual Payroll ÷ 100) × $4.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3280 | $4100 | $4920 |
| $250,000 | $8200 | $10250 | $12300 |
| $500,000 | $16400 | $20500 | $24600 |
| $1,000,000 | $32800 | $41000 | $49200 |

## Tips for Managing Class Code 5213 Workers' Comp Costs

- Concrete burns from wet cement are a common injury — enforce skin and eye protection
- Back injury prevention programs reduce the most common claim type in concrete work
- Fall protection is required for elevated concrete work
- Separate residential concrete work under code 5215 if applicable

## Safety Recommendations for Class Code 5213

- Implement strict safety protocols for heavy equipment operation and maintain safe distances.
- Ensure workers wear appropriate PPE, including waterproof gloves, boots, and eye protection when handling wet concrete.
- Provide comprehensive training on formwork erection and dismantling safety.
- Maintain clear and level work areas to prevent slips, trips, and falls.

## Get a Quote for Class Code 5213

Contact Bright Coast Insurance for a workers' comp quote for class code 5213 in TX:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/tx](https://brightcoastins.com/workers-comp-codes/tx)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*