Carpentry NOC
Texas Workers' Compensation Class Code 5403 • TDI / NCCI • Effective 2025-07-01
Current Rate
$3.50
per $100 of payroll
TDI / NCCI 2025-07-01
What is Class Code 5403?
Class code 5403 covers general carpentry work not otherwise classified. This includes framing, rough carpentry, finish carpentry, and general woodworking in construction settings.
Who is Covered Under This Code?
Carpenters, carpenter helpers, framing crews, and general construction laborers performing carpentry work.
Tips to Reduce Your Premium
- If work is exclusively on detached dwellings, code 5645 may apply
- Separate finish/interior trim work under 5437 if applicable
- Maintain a written safety program to qualify for better rates
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 5403?
Class code 5403 covers general carpentry work not otherwise classified. This includes framing, rough carpentry, finish carpentry, and general woodworking in construction settings.
What is the workers comp rate for class code 5403 in Texas?
The current workers' compensation rate for class code 5403 in Texas is $3.50 per $100 of payroll, as set by TDI / NCCI effective 2025-07-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5403?
Carpenters, carpenter helpers, framing crews, and general construction laborers performing carpentry work.
How can I reduce my workers comp premium for class code 5403 in Texas?
If work is exclusively on detached dwellings, code 5645 may apply Separate finish/interior trim work under 5437 if applicable Maintain a written safety program to qualify for better rates
Do I need workers comp insurance for employees classified under code 5403 in Texas?
Yes. Texas requires most employers to carry workers' compensation insurance for their employees. Class code 5403 employees must be covered. Penalties for non-compliance in Texas can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5403 in TX.
Quick Facts
- Class Code
- 5403
- State
- Texas
- Rate per $100
- $3.50
- Rating Org
- TDI / NCCI
- Effective
- 2025-07-01
Related Class Codes
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