# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8018 — Store - Wholesale NOC (TX)

**Class Code:** 8018  
**Description:** Store - Wholesale NOC  
**State:** TX  
**Rate:** $2.30 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8018?

Class code 8018 covers wholesale store operations not otherwise classified, including wholesale clubs and cash-and-carry wholesale operations. Work involves operating forklifts and pallet jacks, stocking high-bay shelving, managing large merchandise, and serving business customers. Hazards include forklift operations, high-shelf stocking, and heavy merchandise handling.

## Who Does Class Code 8018 Apply To?

Warehouse associates, forklift operators, stock clerks, and cashiers.

## Florida Examples — Class Code 8018

For class code 8018, real-world examples include: A wholesale club in Miami selling bulk goods to businesses and individuals, utilizing forklifts for inventory management. A cash-and-carry wholesale distributor in Orlando supplying restaurants and small businesses.

## How to Calculate Workers' Comp Premium for Class Code 8018

**Formula:** (Annual Payroll ÷ 100) × $2.30 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1840 | $2300 | $2760 |
| $250,000 | $4600 | $5750 | $6900 |
| $500,000 | $9200 | $11500 | $13800 |
| $1,000,000 | $18400 | $23000 | $27600 |

## Tips for Managing Class Code 8018 Workers' Comp Costs

- Forklift safety is the top priority for wholesale operations
- High-reach equipment training is required for high-bay stocking
- Pedestrian-forklift separation programs reduce struck-by incidents

## Safety Recommendations for Class Code 8018

- Implement strict forklift safety protocols, including certification, daily inspections, and pedestrian awareness.
- Provide ergonomic training and equipment for heavy lifting and repetitive tasks.
- Ensure floors are kept clean, dry, and free of obstructions to prevent slips and falls.
- Install proper racking and shelving to prevent falling merchandise.

## Get a Quote for Class Code 8018

Contact Bright Coast Insurance for a workers' comp quote for class code 8018 in TX:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/tx](https://brightcoastins.com/workers-comp-codes/tx)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*