# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8810 — Clerical Office Employees NOC (TX)

**Class Code:** 8810  
**Description:** Clerical Office Employees NOC  
**State:** TX  
**Rate:** $0.08 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8810?

Class code 8810 is the standard classification for clerical office employees not otherwise classified. It covers employees who work exclusively in an office environment performing administrative, data entry, customer service, or support functions. This is the lowest-rated workers comp classification and applies to employees who do not leave the office for work purposes. In Florida, properly classifying eligible employees under 8810 can significantly reduce workers comp premiums for businesses with large office staffs.

## Who Does Class Code 8810 Apply To?

Receptionists, data entry clerks, administrative assistants, customer service representatives, and any office employee who does not perform field or production work.

## Florida Examples — Class Code 8810

For class code 8810, real-world examples include: A small business office in Sarasota with a receptionist and administrative assistant. A large corporate office in Tampa employing numerous data entry clerks and customer service representatives.

## How to Calculate Workers' Comp Premium for Class Code 8810

**Formula:** (Annual Payroll ÷ 100) × $0.08 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $64 | $80 | $96 |
| $250,000 | $160 | $200 | $240 |
| $500,000 | $320 | $400 | $480 |
| $1,000,000 | $640 | $800 | $960 |

## Tips for Managing Class Code 8810 Workers' Comp Costs

- This is the most important classification for premium reduction — audit payroll carefully to identify all eligible clerical employees
- Employees who occasionally leave the office for work purposes do not qualify for 8810
- Ergonomic workstation programs reduce the primary risk for clerical employees
- Telecommuting clerical employees may qualify for code 8871

## Safety Recommendations for Class Code 8810

- Implement ergonomic workstations and provide regular breaks to prevent repetitive strain injuries.
- Ensure clear and uncluttered office spaces to prevent slips, trips, and falls.
- Provide adjustable chairs and monitors to promote good posture and reduce eye strain.

## Get a Quote for Class Code 8810

Contact Bright Coast Insurance for a workers' comp quote for class code 8810 in TX:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/tx](https://brightcoastins.com/workers-comp-codes/tx)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*