GL Class Code : Restaurants
ISO General Liability Class Code | Florida Coverage
What Does Class Code Cover?
General liability coverage for restaurants in Florida. General liability insurance under this code covers bodily injury and property damage to third parties, personal and advertising injury, and completed operations arising from your business activities. Standard limits in Florida are $1,000,000 per occurrence and $2,000,000 annual aggregate.
How Is the Premium Calculated?
The premium for GL class code is calculated based on gross receipts. Your final premium depends on your gross receipts volume, claims history, and the carrier's rating factors for this class. As an independent agency, Bright Coast Insurance quotes from multiple carriers to find the most competitive rate for your specific operations.
Florida Requirements for This Class Code
Florida businesses classified under code must maintain active general liability coverage to satisfy DBPR licensing requirements, commercial contracts, and municipal permits. Many clients and general contractors require a certificate of insurance (COI) before any work begins. Bright Coast Insurance issues same-day COIs for active policyholders.
Related Resources
Browse All GL Class Codes | Florida General Liability Insurance | Florida Workers' Comp Insurance | Same-Day Certificate of Insurance | Get a Free Quote.
Get a Quote for GL Class Code
Bright Coast Insurance provides general liability quotes for Florida businesses under class code . Call or text (239) 323-0785 or request a free quote online. Same-day certificates of insurance available.