General liability insurance protects Florida businesses from third-party claims of bodily injury, property damage, and personal/advertising injury. The Florida Department of Business and Professional Regulation (DBPR) requires a minimum of $300,000 per occurrence for most licensed contractors, while most commercial projects and general contractors require $1,000,000/$2,000,000 limits. Bright Coast Insurance is a Florida-licensed independent agency that quotes GL for businesses of all sizes.
Browse general liability coverage and ISO class codes by trade: Roofing Contractors | Electrical Contractors | General Contractors | Framing Contractors | Concrete Contractors | Plumbing Contractors | HVAC Contractors | Masonry Contractors.
Every Florida business is assigned an ISO GL class code that determines the basis of premium and coverage scope. Search all 200+ Florida GL class codes to find your code and get a rate estimate. Common codes include: 91342 — Roofing Contractors, 91583 — Subcontracted Residential Work, 91560 — Concrete Construction.
Bright Coast Insurance issues same-day certificates of insurance for active policyholders. Learn about same-day COI service or get a free GL quote now.