Certificate of Insurance — Instant Request & Download

Option 1: Online Client Portal (24/7)

Log in to your Bright Coast Insurance client portal to instantly generate, download, and send certificates of insurance — any time, day or night. Features include: instant download with no waiting, ability to add additional insureds, direct sending to contractors or clients, and full view of all active policies. The portal is powered by NowCerts Agency Management System and is available 24 hours a day, 7 days a week.

Option 2: Call or Text Our Bilingual Agents

Prefer to speak with a person? Our bilingual English and Spanish agents can issue your certificate of insurance over the phone or via text message. Call or text (239) 475-0361 Monday through Friday, 8:00am–5:00pm Eastern Time. Same-day certificates are available for existing clients.

What You Can Do With Your Certificate

• Request Certificates of Insurance — Generate and download certificates on demand. Add additional insureds and send directly to contractors, clients, or permit offices.
• View Your Policies — Review your current coverage, policy numbers, limits, and expiration dates all in one place.
• Add Additional Insureds — Many Florida contractors require additional insured endorsements on COIs for subcontractors. We handle these requests same-day.
• Satisfy Permit Requirements — Florida counties require proof of insurance to pull building permits. We issue COIs that meet Lee, Collier, Charlotte, and Sarasota county requirements.

Need a New Policy?

If you need to add coverage or get a quote for a new workers' comp or general liability policy, request a free quote online or call us at (239) 475-0361. We serve contractors throughout Florida and in Michigan, Texas, and North Carolina.