GL Class Code 91583: Contractors--Subcontracted Work--In Connection with Building Construction--One- or Two-Family Dwellings

ISO General Liability Class Code | Florida Coverage

What Does Class Code 91583 Cover?

Subcontracted work on one- or two-family residential dwellings. General liability insurance under this code covers bodily injury and property damage to third parties, personal and advertising injury, and completed operations arising from your business activities. Standard limits in Florida are $1,000,000 per occurrence and $2,000,000 annual aggregate.

How Is the Premium Calculated?

The premium for GL class code 91583 is calculated based on gross receipts. Your final premium depends on your gross receipts volume, claims history, and the carrier's rating factors for this class. As an independent agency, Bright Coast Insurance quotes from multiple carriers to find the most competitive rate for your specific operations.

Florida Requirements for This Class Code

Florida businesses classified under code 91583 must maintain active general liability coverage to satisfy DBPR licensing requirements, commercial contracts, and municipal permits. Many clients and general contractors require a certificate of insurance (COI) before any work begins. Bright Coast Insurance issues same-day COIs for active policyholders.

Related Resources

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Get a Quote for GL Class Code 91583

Bright Coast Insurance provides general liability quotes for Florida businesses under class code 91583. Call or text (239) 323-0785 or request a free quote online. Same-day certificates of insurance available.