Boca Raton Contractor Insurance
Workers' Compensation & General Liability | Florida
Workers' Comp & GL Insurance for Boca Raton Contractors
Boca Raton contractors: workers' comp required for 1+ employee, GL required for Palm Beach County permits. Fast quotes from Bright Coast Insurance. Bright Coast Insurance is an independent Florida agency serving contractors throughout the Boca Raton area with competitive workers' comp and general liability rates from multiple carriers.
Florida Workers' Comp Requirements
Florida requires workers' compensation coverage for all construction contractors with one or more employees. The 2026 NCCI advisory rates for common trades in the Boca Raton area: roofing contractors (5551) $6.752 per $100 payroll, carpentry (5645) $7.689, concrete (5213) $5.184, electrical (5190) $2.969, HVAC (5537) $2.995, plumbing (5183) $2.737. Bright Coast Insurance quotes from multiple carriers to find the most competitive rate for your payroll and experience modification.
General Liability Insurance for Boca Raton Contractors
General liability insurance is required for most contractor licenses in Florida and for all municipal building permits. Standard limits are $1,000,000 per occurrence / $2,000,000 aggregate. Bright Coast Insurance provides same-day certificates of insurance (COI) for active policyholders — critical when a job site or GC requires proof of coverage before work begins.
Related Coverage for Boca Raton Businesses
Florida Workers' Comp Insurance | Florida General Liability Insurance | Commercial Auto Insurance | Same-Day COI | Get a Free Quote