Workers' Comp Cost for Masonry Contractors in Jacksonville, FL
Florida 2026 rate: $5.220 per $100 payroll (FWCJUA 2026) per $100 payroll (Class Code 5022). $6,500–$18,000 for a small masonry crew.
Masonry Contractors Workers' Comp in Jacksonville
Jacksonville's dynamic construction landscape, driven by significant military installations and ongoing urban development, creates a consistent demand for skilled masonry contractors. Understanding the nuances of workers' compensation is crucial for businesses in this sector. For 2026, the Florida Workers' Compensation Joint Underwriting Association (FWCJUA) rate for masonry contractors typically ranges from $4.50 to $7.00 per $100 of payroll. Bright Coast Insurance specializes in helping Jacksonville masonry contractors navigate these costs and secure comprehensive coverage.
Rate Range
$5.220
per $100
Class Code
5022
NCCI 2026
Same-Day
COI
available
What Affects Your Premium
- Annual payroll for all masons and laborers
- Type of masonry work (block, brick, stone, stucco)
- Scaffolding usage and height of work
- Experience modification rate (EMR)
- Claims history
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Masonry Contractors Insurance Market in Jacksonville
Local Market
The masonry construction market in Jacksonville is significantly influenced by several key factors, including military construction projects at NAS Jacksonville and Mayport, and the ongoing expansion of the Jacksonville Port Authority. Downtown revitalization efforts, such as the Gateway Jax's Block N11 project and the Riverfront Plaza development, also drive demand for masonry services. The city's continuous suburban sprawl further contributes to a steady stream of residential and commercial masonry work, creating a robust but competitive environment for contractors.
County Requirements
In Duval County, masonry contractors must adhere to specific building codes and secure appropriate permits for their projects, as mandated by the City of Jacksonville's Building Inspection Division. It is essential for contractors to ensure all licensing is current and compliant with Duval County regulations to avoid penalties and ensure project legality, which can indirectly impact insurance considerations.
Top Risk Factors
Masonry work in Jacksonville presents unique injury risks, exacerbated by Florida's climate. Common hazards include falls from scaffolding or ladders, injuries from being struck by falling materials, and ergonomic strains from repetitive tasks and heavy lifting. The high humidity and intense heat can lead to heat stress, while the potential for hurricane activity necessitates robust safety protocols for securing worksites and handling materials, all of which influence workers' compensation claims.
FAQs — Masonry Contractors Workers' Comp in Jacksonville
How do Jacksonville's military construction projects impact workers' comp costs for masonry contractors?
Military construction projects in Jacksonville, such as those at NAS Jacksonville and Mayport, often involve stringent safety requirements and larger-scale operations. Adhering to these high safety standards can potentially lead to a better claims history, which may positively influence workers' compensation premiums for masonry contractors involved in these projects.
What specific Duval County regulations should masonry contractors be aware of to manage workers' comp risks?
Duval County's building codes and permitting processes require masonry contractors to meet specific structural and safety standards. Compliance with these local regulations, including proper licensing and adherence to inspection requirements, is crucial for maintaining a safe work environment and effectively managing workers' compensation risks.
How does Jacksonville's climate affect safety protocols and workers' comp for masonry work?
Jacksonville's hot and humid climate, along with its susceptibility to hurricanes, necessitates specific safety protocols for masonry contractors. Measures like hydration breaks, shade provision, and secure material storage during storm threats are vital. Implementing these protocols helps mitigate risks such as heat-related illnesses and injuries from unsecured materials, thereby impacting workers' compensation claims.