Automobile Repair or Service Shops
Auto repair shops and general automotive service centers.
System
ISO
Code
10073
Basis
gross receipts
State
Florida
Florida Note: Florida auto repair shops must be registered with DBPR. Environmental compliance for waste oil disposal is regulated by FDEP.
What Does GL Code 10073 Cover?
ISO GL class code 10073 covers auto repair shops and general automotive service centers performing mechanical repairs, diagnostics, and maintenance.
Who Uses This Class Code?
Auto repair shops, general mechanics, transmission shops, brake shops, and automotive service centers.
Common GL Claims for This Class
Common claims include property damage to customer vehicles, bodily injury from test drives, and fire damage from fuel system repairs.
Coverage Tips for Code 10073
- Garage keepers liability is separate from GL — you need it to cover customer vehicles in your care
- Test drives create significant auto liability exposure — ensure your commercial auto policy covers this
- Environmental liability for oil and fluid disposal may require separate coverage
- Completed operations coverage is important for mechanical failures after repair
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 10073.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 10073
- System
- ISO
- Category
- Auto Services
- Basis
- gross receipts
- FWC Eligible
- Check with agent
Ready to Get Covered Under Code 10073?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.