Carpet, Rug or Upholstery Cleaning--Shop Only

What Does GL Code 11007 Cover?

ISO GL class code 11007 specifically covers businesses engaged in carpet, rug, or upholstery cleaning operations conducted exclusively from a shop location. This classification applies to establishments where cleaning services are performed on items brought to their premises, distinguishing them from mobile or on-site cleaning services. It encompasses the risks associated with handling customer property and operating a commercial facility.

Who Uses This Class Code?

This code is applicable to businesses such as dedicated rug cleaning facilities, upholstery cleaning shops, and commercial carpet cleaning services that operate solely from a fixed location. Examples include antique rug restoration workshops, dry cleaning establishments with specialized carpet cleaning departments, and furniture upholstery cleaning centers.

Common GL Claims for This Class

Common claims for shop-only carpet and upholstery cleaners include damage to customer rugs or furniture during the cleaning process, such as color bleeding or fabric shrinkage. Additionally, slip-and-fall incidents on the business premises by customers dropping off or picking up items are frequent general liability claims.

Coverage Tips for Code 11007

• Ensure your General Liability policy includes coverage for 'Damage to Property of Others in Your Care, Custody, or Control' to protect against damage to customer items during cleaning.
• Review your policy for coverage related to chemical spills or accidental damage to customer property while it is being processed or stored at your shop.
• Consider an Equipment Breakdown policy to cover the repair or replacement of specialized cleaning machinery in case of mechanical failure.
• Maintain clear signage and well-kept premises to prevent slip-and-fall claims from customers visiting your shop.