Laundries and Dry Cleaners--Self-Service

What Does GL Code 14731 Cover?

ISO GL class code 14731 covers businesses primarily engaged in operating self-service laundries and dry cleaners, where customers use coin-operated or card-operated machines. This code classifies operations that provide facilities for individuals to wash, dry, or dry clean their own clothes, often including ancillary services like vending machines or small waiting areas.

Who Uses This Class Code?

Self-service laundromats, coin-operated laundries, card-operated dry cleaning facilities, and unattended laundry centers. These businesses cater to individuals seeking convenient and affordable garment care.

Common GL Claims for This Class

Common claims include slip-and-fall injuries due to wet floors, property damage to customer clothing from malfunctioning machines, and theft or vandalism of customer belongings or business equipment.

Coverage Tips for Code 14731

• Ensure your policy includes equipment breakdown coverage for coin-operated machines, as repairs can be costly and frequent.
• Review your general liability policy for coverage related to slip-and-fall incidents, which are common in wet laundry environments.
• Implement clear signage regarding machine usage and safety to mitigate potential claims from customer misuse or injury.
• Consider a business interruption policy to cover lost income if your machines are out of service due to a covered peril.