What is the basis of premium for GL code 44070?

GL class code 44070 is typically rated on gross receipts. Your carrier will audit your actual gross receipts at policy expiration and adjust the premium accordingly.

Do I need general liability insurance for golf courses?

Most Florida businesses benefit from general liability insurance. Many industries require it by contract, license, or permit. Contact Bright Coast Insurance at (239) 323-0785 to discuss your specific GL requirements.

GL Class Code Lookup

44070

Golf Courses--Municipal or Public--Not Golf or Country Clubs

Public and municipal golf courses open to the general public.

Category:Recreation & Sports

System

ISO

Code

44070

Basis

gross receipts

State

Florida

Florida Note: Florida has more golf courses per capita than any other state. Public courses face high foot traffic and significant premises liability exposure.

What Does GL Code 44070 Cover?

ISO GL class code 44070 covers public and municipal golf courses open to the general public on a pay-per-play basis. This includes daily-fee courses, resort courses, and semi-private courses.

Who Uses This Class Code?

Daily-fee golf courses, resort golf courses, semi-private golf courses, and municipal golf operations.

Common GL Claims for This Class

Common claims include errant golf ball injuries to other players or adjacent property, golf cart accidents, and slip-and-fall in the clubhouse or on cart paths.

Coverage Tips for Code 44070

Golf cart liability is a significant exposure — ensure carts are covered under your GL or a separate policy
Food and beverage operations (pro shop, snack bar) may require separate coverage
Errant ball claims are common — review your liability limits
Consider weather-related cancellation coverage for tournament operations

Basis of Premium: Gross receipts

GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.

Get a GL Quote

We work with multiple admitted carriers to find the best GL rate for code 44070.

Get a Quote Call (239) 323-0785

Code Details

Code: 44070
System: ISO
Category: Recreation & Sports
Basis: gross receipts
FWC Eligible: Check with agent

Related Recreation & Sports Codes

View all Recreation & Sports codes →

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