Stores: Retail NOC
Retail stores not otherwise classified — a catch-all for general merchandise retailers.
System
ISO
Code
18437
Basis
gross receipts
State
Florida
Florida Note: Florida's large tourist economy creates significant retail activity, particularly in coastal and theme park areas.
What Does GL Code 18437 Cover?
ISO GL class code 18437 covers retail stores not otherwise classified — a catch-all code for general merchandise retailers that do not fit a more specific classification.
Who Uses This Class Code?
General merchandise stores, novelty shops, specialty retailers, and any retail store not covered by a more specific ISO code.
Common GL Claims for This Class
Common claims include slip-and-fall injuries, product liability from defective merchandise, and property damage from customer incidents.
Coverage Tips for Code 18437
- Slip-and-fall claims are the most common GL claim for retail stores
- Product liability is typically included in your GL policy for products you sell
- Ensure your policy covers the full value of your premises and operations
- Consider crime coverage for employee theft and shoplifting losses
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 18437.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 18437
- System
- ISO
- Category
- Retail Stores
- Basis
- gross receipts
- FWC Eligible
- Check with agent
Ready to Get Covered Under Code 18437?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.