Billiard or Pool Halls

What Does GL Code 10160 Cover?

ISO GL class code 10160 covers establishments primarily engaged in operating billiard or pool halls, including those that may also offer arcade games, snack bars, or incidental retail sales of billiard equipment. This class encompasses the general liability exposures associated with public access to recreational facilities, including premises liability and product liability for any food or beverages served.

Who Uses This Class Code?

Businesses classified under this code include dedicated billiard parlors, pool halls, snooker clubs, and recreational centers where the primary activity is the operation of billiard or pool tables for public use.

Common GL Claims for This Class

Common general liability claims for billiard and pool halls include customer slip-and-fall incidents on wet floors or around tables, injuries sustained during altercations between patrons, and product liability claims related to food or beverages served on the premises.

Coverage Tips for Code 10160

• Ensure your policy includes adequate coverage for liquor liability if alcohol is served, as this is a significant exposure for such venues.
• Review your premises liability limits carefully, as slips, trips, and falls are common in public recreational spaces, especially around tables and seating areas.
• Verify that your general liability policy extends to cover any incidental food or beverage sales, including product liability for foodborne illness claims.
• Maintain strict supervision and security measures to mitigate risks associated with altercations or property damage, which can lead to increased premiums or coverage exclusions.