Contractors--Executive Supervisors or Executive Superintendents

What Does GL Code 91580 Cover?

ISO GL class code 91580 specifically covers Contractors--Executive Supervisors or Executive Superintendents, classifying the general liability exposure associated with the administrative and oversight functions of these roles. This code applies to individuals who manage, direct, or supervise construction projects without engaging in direct manual labor, focusing on project coordination, safety, and quality control. It primarily addresses the liability arising from their supervisory responsibilities rather than hands-on construction work.

Who Uses This Class Code?

This code is utilized by general contractors employing executive supervisors, construction management firms, and independent executive superintendents overseeing various construction trades. Specific business types include large-scale commercial builders, residential development companies, and specialized project management consultants who delegate physical work to subcontractors.

Common GL Claims for This Class

Common claims for this class include bodily injury to third parties or property damage resulting from inadequate supervision or faulty project management. Examples include a visitor being injured due to a poorly managed construction site or property damage caused by a subcontractor whose work was not properly overseen.

Coverage Tips for Code 91580

• Ensure your policy clearly defines 'executive supervisor' duties to avoid misclassification and potential coverage disputes during an audit.
• Verify that all subcontractors working under your supervision carry adequate General Liability insurance and name your entity as an additional insured.
• Implement robust safety protocols and documentation for all projects, as supervisory negligence in safety can lead to significant liability claims.
• Understand that this code primarily covers supervisory liability; direct manual labor performed by supervisors would require additional classification and coverage.