Handyperson
Handyperson services performing minor repairs and maintenance tasks.
System
ISO
Code
95625
Basis
gross receipts
State
Florida
Florida Note: Florida handypersons performing work over $1,000 in most trade categories require a contractor license from DBPR. FWC includes handyperson services in their admitted program.
What Does GL Code 95625 Cover?
ISO GL class code 95625 covers handyperson services performing minor repairs and maintenance tasks across a variety of trades. This is a catch-all code for general repair and maintenance work that does not require a specialty contractor license.
Who Uses This Class Code?
Handypersons, general maintenance contractors, property maintenance companies, and small repair businesses.
Common GL Claims for This Class
Common claims include property damage from improper repairs, bodily injury from tools or equipment, and water damage from plumbing repairs.
Coverage Tips for Code 95625
- Florida law limits unlicensed contractor work to projects under $1,000 in most cases
- Avoid performing work that requires a specialty license (electrical, plumbing, HVAC) without proper licensing
- Completed operations coverage is important for repair work that fails after completion
- Document all work orders and client approvals to defend against claims
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 95625.
Get a Free QuoteCall (239) 323-0785Code Details
- Code
- 95625
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Yes
Ready to Get Covered Under Code 95625?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a free quote in minutes.