Hazardous Material Contractors

What Does GL Code 95630 Cover?

ISO GL class code 95630 covers contractors specializing in the handling, removal, and disposal of hazardous materials, including asbestos, lead, and contaminated soil. This code applies to operations involving environmental remediation, emergency response to spills, and waste management of dangerous substances. It classifies businesses engaged in high-risk activities that require specialized expertise and strict regulatory compliance.

Who Uses This Class Code?

Businesses that fall under this code include asbestos abatement contractors, lead paint removal specialists, environmental remediation firms, hazardous waste transporters, and companies providing emergency spill clean-up services. This also encompasses contractors involved in the decontamination of sites and facilities.

Common GL Claims for This Class

Common claims include accidental release of hazardous substances during transport or remediation, third-party bodily injury or property damage due to exposure to contaminants, and environmental damage resulting from improper disposal or containment failures.

Coverage Tips for Code 95630

• Ensure your General Liability policy includes specific coverage for pollution liability, as standard GL policies often exclude it.
• Verify that your subcontractors also carry adequate pollution liability insurance and name your company as an additional insured.
• Maintain meticulous records of all hazardous materials handled, disposal methods, and safety protocols for audit purposes and potential claims defense.
• Understand and comply with all federal, state, and local environmental regulations, as non-compliance can lead to significant fines and increased liability.