Rifle or Pistol Ranges--Indoor

What Does GL Code 47253 Cover?

ISO GL class code 47253 classifies indoor rifle and pistol ranges, covering operations related to providing facilities for target practice with firearms. This code encompasses the unique risks associated with live ammunition, firearm handling, and the controlled environment of an indoor shooting facility. It is used to categorize businesses that offer a safe and regulated space for recreational and professional shooting activities.

Who Uses This Class Code?

Businesses that fall under this code include commercial indoor shooting ranges, private gun clubs with indoor facilities, law enforcement training academies with indoor ranges, and retail firearm stores that operate an attached indoor shooting range for customer use.

Common GL Claims for This Class

Common claims for indoor shooting ranges include injuries from accidental discharge or ricocheting bullets, hearing damage due to inadequate ear protection, and property damage caused by stray rounds. Environmental claims related to lead contamination from spent ammunition are also a significant concern.

Coverage Tips for Code 47253

• Ensure your policy includes coverage for lead contamination cleanup, as lead residue is a significant environmental hazard in indoor ranges.
• Verify that your general liability policy specifically addresses firearm-related incidents, including accidental discharge and ricochet, as these are common exposures.
• Implement strict safety protocols and ensure all range officers are properly trained and certified, as negligence in supervision can lead to significant claims.
• Review your policy for any exclusions related to ammunition sales or firearm rentals if these are part of your business operations, and secure separate coverage if necessary.