Machinery or Equipment--Industrial--Installation, Servicing or Repair

What Does GL Code 97222 Cover?

ISO GL class code 97222 covers businesses specializing in the installation, servicing, and repair of industrial machinery and equipment. This class is designed for contractors who work on heavy industrial equipment, manufacturing lines, and specialized machinery, classifying the general liability exposures associated with these operations. It encompasses both on-site work at client facilities and repair work performed at the contractor's own premises.

Who Uses This Class Code?

Businesses falling under this code include industrial equipment installers, machinery repair services, factory maintenance contractors, and specialized technicians working on manufacturing equipment, processing plants, and heavy industrial apparatus. This also covers companies that provide routine servicing and emergency repairs for complex industrial systems.

Common GL Claims for This Class

Common claims include property damage to the client's facility during installation or repair, bodily injury to third parties from faulty equipment after servicing, and damage to the industrial machinery itself while in the contractor's care.

Coverage Tips for Code 97222

• Ensure your policy includes coverage for 'Installation Floater' or 'Builders Risk' if you are responsible for the machinery during the installation phase, protecting against damage before completion.
• Verify that your General Liability policy explicitly covers 'Completed Operations' exposure, as many claims for industrial machinery can arise after your work is finished and the equipment is in use.
• For any subcontractors you utilize, always require them to carry their own General Liability insurance with limits equal to or greater than yours, and ensure they name your business as an Additional Insured.
• Be aware of 'Care, Custody, or Control' exclusions in your policy, which might limit coverage for damage to the industrial machinery you are working on, and consider a separate 'Riggers Liability' or 'Installation Floater' if this is a significant exposure.