Janitorial Services
Janitorial and commercial cleaning services for offices, buildings, and facilities.
System
ISO
Code
96816
Basis
gross receipts
State
Florida
Florida Note: FWC includes janitorial services in their admitted contractor program. Florida's large commercial real estate market creates strong demand.
What Does GL Code 96816 Cover?
ISO GL class code 96816 covers janitorial and commercial cleaning services for offices, buildings, retail stores, and other commercial facilities.
Who Uses This Class Code?
Janitorial companies, commercial cleaning services, office cleaning contractors, post-construction cleaning companies, and building maintenance firms.
Common GL Claims for This Class
Common claims include slip-and-fall from wet floors, property damage from cleaning chemicals, and theft by employees.
Coverage Tips for Code 96816
- Employee dishonesty coverage (crime/fidelity bond) is often required by commercial clients
- Completed operations coverage is important for water damage claims from mopping or cleaning
- Separate residential cleaning (if any) from commercial cleaning operations
- Chemical storage and handling creates additional exposure — review your policy exclusions
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 96816.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 96816
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Yes
Ready to Get Covered Under Code 96816?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.