Landscape Gardening
Landscape gardening contractors who design and install landscaping.
System
ISO
Code
97047
Basis
gross receipts
State
Florida
Florida Note: FWC includes landscape gardening in their admitted contractor program. Florida's tropical climate creates year-round demand for landscaping services.
What Does GL Code 97047 Cover?
ISO GL class code 97047 covers landscape gardening contractors who design and install landscaping including plants, trees, irrigation, and hardscaping.
Who Uses This Class Code?
Landscape contractors, landscape designers, hardscaping contractors, irrigation system installers, and landscape installation companies.
Common GL Claims for This Class
Common claims include damage to underground utilities during planting, irrigation system failures causing water damage, and property damage from equipment.
Coverage Tips for Code 97047
- Separate ongoing lawn maintenance (code 97050) from landscape installation if you do both
- Irrigation system installation creates water damage exposure — ensure completed operations coverage
- Tree planting and removal creates significant bodily injury and property damage exposure
- Florida requires a landscape contractor license for certain operations
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 97047.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 97047
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Yes
Ready to Get Covered Under Code 97047?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.