Lawn Care Services
Lawn care and lawn maintenance services including mowing, fertilizing, and weed control.
System
ISO
Code
97050
Basis
gross receipts
State
Florida
Florida Note: Florida's year-round growing season makes lawn care one of the most active contractor classes in the state. FWC includes lawn care in their admitted program.
What Does GL Code 97050 Cover?
ISO GL class code 97050 covers lawn care and lawn maintenance services including mowing, edging, fertilizing, weed control, and general lawn upkeep.
Who Uses This Class Code?
Lawn care companies, lawn maintenance services, grass cutting services, and residential and commercial lawn care contractors.
Common GL Claims for This Class
Common claims include damage to sprinkler systems, windows broken by flying debris, and property damage from equipment.
Coverage Tips for Code 97050
- Separate landscape design and installation work (code 97047) from maintenance if you do both
- Pesticide and herbicide application may require a separate applicator's license in Florida
- Equipment damage to client property (sprinkler heads, landscape lighting) is a common claim
- Ensure your policy covers hired/non-owned auto for employees driving company trucks
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 97050.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 97050
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Yes
Ready to Get Covered Under Code 97050?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.