Boat Yards or Marinas--Public

What Does GL Code 10107 Cover?

ISO GL class code 10107 classifies public boat yards and marinas, encompassing operations such as docking, mooring, launching, hauling, storing, and repairing boats. This code is designed for businesses that provide comprehensive services to boat owners, including fuel sales, minor repairs, and general maintenance activities. It covers the general liability exposures associated with these diverse marine operations.

Who Uses This Class Code?

Businesses that fall under this code include public marinas, boat storage facilities, yacht clubs offering public access to docks, boat repair yards, and marine service centers. Specific operators might include marina owners, boatyard managers, and marine service technicians.

Common GL Claims for This Class

Common claims for marinas include slip-and-fall incidents on docks or gangways, property damage to boats during launching or hauling operations, fuel spills leading to environmental contamination, and damage to marina structures caused by severe weather or vessel collisions.

Coverage Tips for Code 10107

• Ensure your policy includes marine general liability coverage, which is distinct from standard GL and addresses unique maritime exposures.
• Verify that your property coverage extends to docks, piers, and other marine structures, including protection for named storms prevalent in Florida.
• Implement strict contractual requirements for all subcontractors performing work on your premises, ensuring they carry adequate insurance and name your marina as an additional insured.
• Regularly review your pollution liability coverage, as fuel spills or other environmental incidents can lead to significant claims and regulatory fines.